Insurance with Barlow Costley

Many landlords’ make the mistake of thinking they are covered by their buildings insurance for letting their property to tenants.  However the reality is that a standard home insurance will often exclude cover for lettings and any claim made may be invalid.

Choosing the right cover: 

As a landlord you have legal responsibilities towards your tenants, which you do not have covered on a standard home insurance, therefore specialist landlord insurance, which includes landlord liability cover, is vital if you own a rental property.

Barlow Costley is an appointed representative of Let Insurance Services which is authorised by the Financial Services Authority. We can offer a specialist landlord’s policy which is tailored to provide you with the cover you need for your rented property, which is exclusively available to letting agents and their landlord’s.

Landlords Building & Contents Insurance includes:
Accidental Damage
FREE cover for limited contents up to £5,000 with the premium buildings cover
Property Owners Liability cover up to £2,000,000
Loss of rent as a result of insured event up to 20% of sum insured

Barlow Costley Rent & Legal Costs Protection Plan – Managed Property Only
Through careful screening of prospective tenant’s, we pride ourselves in minimising the risk of possible loss of rent or unforeseen legal costs that could arise should legal action regarding a tenancy of your property prove necessary.  However, in light of the current economic climate, the possibility of loss of employment or mounting financial pressures causing a relationship break-up can transform a hitherto excellent tenancy into a major problem. 

We offer a rent and legal costs protection scheme which is only available to a very limited number of agents who meet the most stringent requirements regarding their professional conduct.  As a consequence of this the cover provided is significantly better than under other schemes.

Barlow Costley pays unpaid rent by the tenant within 15 working days
NO EXCESS therefore no loss of money
Legal expense cover up to £50,000